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| Terms & conditions |

Affiliate Terms and Conditions These terms and conditions (the "Agreement"), together with the schedules attached, and any amendments to those schedules, governs your participation as a member (the "Affiliate") of the Versatility Affiliate Network (the "Program"). The Affiliate covenants and agrees to be bound by this Agreement, and the schedules attached, as amended by Versatility, LLC ("Versatility") from time to time. Table of Contents 1. Definitions 2. The Program 3. Offer 4. Compensation 5. Fraud 6. Covenants, Representations and Warranties 7. Indemnification 8. Disclosure of Information 9. Non-Competition 10. Disclaimer and Limitation of Liability 11. Termination 12. General 1. Definitions 1.1 "Clients" means a client of Versatility. 1.2 "Offer" means a promotional offer published by Versatility on the Program site, in an electronic mail or both, setting out an advertising offer on behalf of a Client and containing such additional terms and conditions as the Client and Versatility, in their discretion, consider necessary from time to time. 1.3 "Versatility Policies" means: (a) the Versatility Electronic Mail Policy, (b) the Versatility Downloadable Software Policy, and (c) the Versatility Acceptable Use Policy as amended or replaced, from time to time, and published on the Program Site. 1.4 "Sub-Affiliate" means an independent third party contracted by the Affiliate. 2. The Program 2.1 Versatility will permit the Affiliate to participate in the Program, subject to compliance with the terms and conditions in this Agreement and in any policies established by Versatility, from time to time, and incorporated by reference in this Agreement. 2.2 The Affiliate will be issued a unique username and password to access the Program Site, neither of which may be used by any person other than the Affiliate. 2.3 It is expressly agreed that the parties intend by this Agreement to establish a relationship between Versatility and the Affiliate, but that it is not the intention of either party to undertake a joint venture or to make the Affiliate in any sense an agent, employee, or partner of Versatility. The parties expressly agree that they are independent contractors, and that this Agreement does not in any way create a partnership as contemplated by the Partnership Act, R.S.B.C. 1996, c.348, nor have the parties granted to each other any right or authority to assume or create any obligation of responsibility, express or implied, on behalf of or in the name of the other, or to bind the other in any manner whatsoever. 2.6 It is further agreed that the Affiliate has no authority to create or assume in Versatility’s name or on its behalf any obligation, express or implied, or to act or purport to act as its agent or representative for any purpose whatsoever and the Affiliate shall not hold itself out as having any such authority. 3. Offer 3.1 Offers will be posted to the Program Site. 3.2 Versatility grants the Affiliate a limited, non-exclusive, non-transferable right to download Offers from the Program Site and to publish the same on the Affiliate’s websites and in electronic mail correspondence sent by the Affiliate, all of which must be done in accordance with this Agreement, the Versatility Policies, as amended from time to time, and the additional terms and conditions affixed to each of the said Offers. 3.3 The Affiliate agrees not to modify, alter, misrepresent or embellish the Offer or any part of the Offer including without limitation any text or images provided by or on behalf of Versatility or the Client in any way, directly or indirectly, without the express prior written consent of Versatility. 4. Compensation 4.1 Versatility will pay to the Affiliate a commission (the "Commission"), calculated in accordance with the payment terms outlined in each Offer posted by Versatility on the Program Site. 4.2 Commissions will be paid to the Affiliate only following receipt by Versatility of payment from the Client in respect of such Offer published in the Program online reporting system. Versatility may, in its sole discretion and from time to time, elect to advance to the Affiliate part or all of the Commissions prior to receipt of payment from the Client, but in no event will Versatility be obligated to do so. 4.3 The Affiliate acknowledges and agrees that payment of Commissions may be delayed where the Affiliate has not provided Versatility with current particulars in accordance with paragraph 6.2(m) of this Agreement and that in no case will Versatility be liable to the Affiliate for any loss, costs or expenses directly or indirectly incurred by the Affiliate as the result of such delay. 4.4 In no circumstance will Versatility be obligated to pay Commissions to an Affiliate unless and until the aggregate amount of the Commissions due and payable to that Affiliate exceeds $25.00, or such greater amount established by the Affiliate, from time to time. 4.5 Commissions due and payable by Versatility to an Affiliate will not accrue interest. 4.6 Payments to an Affiliate in accordance with this Section will be based upon the records kept by Versatility and reported in Versatility’s online reporting system and audited by the Clients, from time to time. 5. Fraud 5.1 If Versatility determines, in its sole discretion, that the Affiliate’s account in the Program has been used in a manner which Versatility considers to be fraudulent or which might bring the reputation or standing of Versatility into disrepute either with the general public or with the Clients or potential Clients of Versatility, or otherwise that the Affiliate has engaged in activities which might be considered fraudulent, Versatility may but will not be obligated to (a) suspend or terminate the Affiliate’s membership in the Program, without notice and (b) release to any third party, information relating to the identity and location of the Affiliate if required to do so in order to enforce these terms and conditions. 5.2 In the event of a suspension or termination in accordance with paragraph 5.1 above, any Commission due and payable to the Affiliate in accordance with Section 4 at the time of suspension or termination will be deemed to be forfeited. 5.3 For the purposes of this Agreement, fraudulent activity includes but is in no way limited to: (a) activity by the Affiliate or anyone for whom in law the Affiliate is responsible which is directly or indirectly intended to inflate the Commissions payable to the Affiliate; (b) the generation of leads other than by a mechanism approved by Versatility; and (c) activity which is determined by the Client, in its discretion, to be fraudulent. 6. Covenants, Representations and Warranties 6.1 The Affiliate represents and warrants that: (a) it has the authority and capacity to enter into and to be bound by this Agreement; (b) to the best of its knowledge, there are no existing, pending or threatened claims or actions pending against the Affiliate; (c) none of the Affiliate’s websites contain false or deceptive advertising or any machine readable code including without limitation any virus, Trojan horse, work or other self-executing program; (d) it owns or have the legal right to use and distribute all content, copyrighted material, products, and services displayed on or through its website or websites and in its electronic mail; and (e) it is not now a party to any agreement or business relationship which may conflict with this Agreement. 6.2 The Affiliate covenants and agrees that: (a) it will, at all times, comply with all laws applicable in the jurisdiction where the Affiliate is situated or where the Affiliate directly or indirectly conducts its business; (b) it will not enter into any agreement or business relationship or otherwise incur any obligation which might, in the opinion of Versatility, conflict with this Agreement; (c) it will, at all times, comply with the terms of this Agreement, and the Versatility Policies, as updated, amended and replaced by Versatility, from time to time, in its sole discretion; (d) it will not, without the express written consent of Versatility, use or permit any person for who it is in law responsible to use any third-party trade-names or trade-marks; (e) it will not publish on any website or send in any electronic mail a universal resource locator or other link to any content or otherwise engage in or condone any practice, which, in the opinion of Versatility is deceitful, defamatory, libelous, abusive, violent, prejudicial, obscene, pornographic, likely to bring the reputation or standing of Versatility into disrepute, or which otherwise would be illegal; (f) it will at all times comply with the terms and conditions of any agreement or policy established by an Offer in which the Affiliate elects to participate; (g) it will at all times comply with the provisions of the CAN-SPAM Act of 2003, as amended or replaced, from time to time; (h) it will be responsible for the development, operation and maintenance of its website or websites and electronic mail, including without limitation the technical operation thereof, the creation, publication and accuracy of any content published on any such website or websites or in any electronic mail; (i) it will not attempt in any way to alter, modify, eliminate, conceal or otherwise render inoperable or ineffective any tags, source codes, links, pixels, modules or other data provided by or obtained from Versatility; (j) it will not "frame" or "mirror" any part of any pages hosted by the Client unless expressly permitted by Versatility and the Client; (k) it will not alter any website or electronic mail content provided by Versatility; and (l) it will, at all times and from time to time provide Versatility with written confirmation of a valid address, telephone number, electronic mail address and such other identifying or financial information as Versatility may reasonably require. 7. Indemnification 7.1 The Affiliate covenants and agrees to indemnify and save harmless Versatility, and their respective directors, officers, and employees (collectively, the "Indemnified Group") from and against any and all claims or judgments, including all associated legal fees, expenses and disbursements actually incurred, arising out of any breach of this Agreement or the exercise by the Affiliate of any right under this Agreement or any act or omission of the Affiliate, a Sub-Affiliate or anyone for whom the Affiliate is in law responsible, including without limitation any damages, losses, consequential or otherwise, arising in any manner (including those arising from or incidental to any liability or other lawsuit, claim, demand or other action brought) as a consequence of any act or omission of the Affiliate or any person for whom the Affiliate is in law responsible, whether or not the Indemnified Group or any of them are named as a party defendant in any such proceedings and whether or not the Indemnified Group or any of them are alleged to be negligent or otherwise responsible for any damage or injury to persons or property. The obligation of the Affiliate to defend and indemnify as set out in this paragraph will survive termination of this Agreement for any reason and will not be otherwise limited by any other term or condition of this or any Agreement. 8. Disclosure of Information 8.1 Versatility or its directors, may, from time to time, disclose to the Affiliate certain information relating to Versatility’s business or to Versatility’s customers, affiliates, subsidiaries, Affiliates, agents, or employees; business and marketing plans, strategies and methods which may not be standard industry practice or which are not generally known in the industry; or studies, charts, plans, tales or compilations of business and industrial information acquired or prepared by or on behalf of Versatility (all collectively referred to as the "Confidential Information"). The Affiliate acknowledges that Confidential Information will be provided at the sole discretion of Versatility, and nothing in this Agreement obligates Versatility, its directors, agents or employees to disclose or grant to the Affiliate access to any Confidential Information. 8.2 Unless expressly authorized in writing by Versatility, the Affiliate covenants and agrees: (a) to use the Confidential Information only for the purposes expressly contemplated in this Agreement; and (b) that no Confidential Information will be disclosed to any third party, affiliate, subsidiary, Sub-Affiliate, agent, or employee of the Affiliate without the prior written consent of Versatility, which may be unreasonably and arbitrarily withheld. 8.3 The Affiliate acknowledges that Versatility remains the sole and exclusive owner of all right, title and interest in and to the Confidential Information. The Affiliate agrees that the Confidential Information will not be copied or otherwise reproduced without the express prior written consent of Versatility. 8.4 Upon termination of this Agreement, or otherwise on demand by Versatility, the Affiliate agrees that it will promptly deliver to Versatility all notes, data, tapes, reference items, sketches, drawings, memoranda, records, diskettes, electronic communications in any form and any other materials in any way relating to any of the Confidential Information in the possession of the Affiliate or any affiliate, subsidiary, Sub-Affiliate, agent, or employee of the Affiliate. 8.5 The Affiliate acknowledges and agrees that: (a) the provisions of this Section and the Affiliate’s agreement with the same are of the essence and constitute a material inducement to Versatility to enter into this Agreement; (b) the provisions of this Section shall be construed independently of any other provision of this Agreement, and the existence of any claim or cause of action the Affiliate may have against Versatility, whether predicated on this Agreement or otherwise, shall not constitute a defense to the enforcement by Versatility of the provisions of this Section; (c) that any breach of this Section would cause irreparable harm to Versatility for which damages might not be an adequate remedy, and the Affiliate therefore agrees that in the event of any such breach Versatility will be entitled to seek, in addition to any other right accruing to Versatility under this Agreement or otherwise in law or equity, injunctive relief against the Affiliate without the necessity of proving actual damages; and (d) notwithstanding any other provision of this Agreement, this Section shall survive the termination of this Agreement, however caused. 8.6 The Affiliate agrees to indemnify and save harmless Versatility against any and all loss, costs or expenses, inclusive of court costs and legal fees on a solicitor and own client basis, which Versatility may incur as the direct or indirect result of any unauthorized disclosure of the Confidential Information by the Affiliate or any person for whom the Affiliate is responsible, in law. 9. Non-Competition 9.1 During the term of this Agreement and for a period of six (6) months thereafter, the Affiliate will not seek, in any way, to undermine the goodwill of Versatility, and in particular, the Affiliate will not, directly or indirectly: (1) solicit or entice or attempt to solicit or entice, work away from Versatility; (2) solicit or entice or attempt to solicit or entice any of the employees of Versatility to enter into employment service with the Affiliate or a competitor of Versatility; or (3) directly or indirectly enter into any agreement or contract, written or otherwise, with any Client or otherwise provide services to any third party for the ultimate benefit of a Client which might, in the opinion of Versatility, compete with any services provided by Versatility to that Client. 10. Disclaimer and Limitation of Liability 10.1 Versatility disclaims all warranties, conditions, representations, indemnities and guarantees with respect to any matter, whether express or implied (including without limitation any warranty of profitability, satisfactory quality, merchantability, fitness for any particular purpose, title and non-infringement). 10.2 Notwithstanding any other provision of this Agreement, Versatility additionally disclaims all obligations and liabilities on the part of Versatility and those for whom it is in law responsible for any damages, including, but not limited to, indirect, special, and consequential damages, attorneys' and experts' fees, and court costs (even if Versatility has been advised of the possibility of such damages, fees or costs), arising out of or in connection with this Agreement. 10.3 In no circumstance will Versatility be liable to the Affiliate for any consequential, indirect, special, punitive or incidental damages or lost profits of the Affiliate or the Affiliate’s successors or assigns (including without limitation claims for loss of goodwill, use of or reliance on the services provided hereunder, stoppage of other work or impairment of other assets) arising out of breach or failure of express or implied warranty, breach of contract, misrepresentation, negligence, strict liability in tort or otherwise. Without limiting the foregoing, Versatility will not be liable for any failure or delay resulting from any governmental action, fire, flood, insurrection, earthquake, power failure, riot, explosion, embargo, strikes whether legal or illegal, labor or material shortage, transportation interruption of any kind, work slowdown, actions or inaction of Affiliate or third parties, Affiliate's equipment or software and/or any third party equipment or any other condition affecting production or delivery in any manner beyond the control of Versatility. 11. Termination 11.1 Versatility may terminate this Agreement, at any time, on six (6) hours Notice to the Affiliate. The Affiliate may terminate this Agreement, at any time, on forty-eight (48) hours Notice to Versatility. 11.2 Notwithstanding termination of this Agreement for any reason, the Affiliate covenants and agrees that it will continue to be bound by the terms and conditions set out in Sections 5, 7 and 8 of this Agreement. 12. General 12.1 The Agreement will be interpreted, construed and enforced in all respects in accordance with the laws of the State of Utah, excluding its conflict of law rules. The Affiliate agrees to the exclusive jurisdiction of the Supreme Court of Utah with respect to any dispute arising as a direct or indirect consequence of this Agreement. 12.2 Versatility may assign this Agreement without the Affiliate’s prior consent. The Affiliate may not assign this Agreement without the express written consent of Versatility, which consent may be unreasonably and arbitrarily withheld. 12.3 From time to time, Versatility may amend, supplement or replace this Agreement or the Versatility Policies in part or in whole, on Notice to the Affiliate of not less than five (5) business days. If within five (5) days following Notice of such amendment, supplement or replacement the Affiliate has not terminated this Agreement, the Affiliate will be deemed to have consented to the same. 12.4 Any notice or other communication ("Notice") permitted or required by this Agreement will be in writing and given by personal delivery or transmitted by facsimile or electronic mail to the receiving party at the address noted on the first page of this Agreement. Any such Notice will be deemed to have been received on the date on which it was transmitted by facsimile or delivered. 12.5 No term or condition of this Agreement will be deemed waived and no breach excused, unless such waiver or consent excusing the breach is in writing and signed by both parties. 12.6 In the event that any term, covenant or condition of this Agreement is declared indefinite, invalid, illegal or unenforceable by a court having jurisdiction then this Agreement with respect to the remaining terms, covenants or conditions will continue in force. 12.7 This Agreement will inure to the benefit of and be binding upon the respective successors, heirs and assigns of both Versatility and the Affiliate. 12.8 This Agreement constitutes the entire agreement between the parties with respect to the subject matter of this agreement, supersedes any previous or contemporaneous representations, negotiations, understandings, and agreements, oral or written.

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